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How marketplace fees quietly turn a good product into a loss

Commission, payment fees and shipping are taken from the sale. Here is how to price them in.

Last reviewed 2026-11-11

Marketplaces and payment providers take a share of the selling price. That share grows when you raise the price, so it cannot be treated as a fixed cost.

Say an item costs 12 to buy and ship, and the platform plus card fees take 15% of the sale. To keep a 20% margin the price must be 12 divided by 0.65, which is 18.46. Pricing it at 12 plus 20% gives 14.40, and after the 15% fees that leaves just 0.24 profit.

Rates differ by platform and change over time, so check the current rates with each one and enter your own numbers. The calculator keeps a preset for each major platform that you can edit.

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